The State Housing Initiative Partnership (SHIP) Program is a Martin County sponsored program to provide loans to very-low, low, and moderate income persons to assist them in obtaining a home or rehabilitating their existing home. Under the SHIP program, qualified Martin County homeowners can request income-related housing rehabilitation assistance. LEARN MORE ❯
The HOME Investment Partnerships Program seeks to improve the quality of life for the low and moderate income citizens via down payment and closing cost assistance and rehabilitation.
Down payment and closing cost assistance: to increase the number of affordable, owner-occupied homes through assistance with the purchase of new and existing homes.
Rehabilitation: to assist with the repairs to owner-occupied homes and retain home ownership.
The Community Development Block Grant (CDBG) Program provides grants to develop viable urban communities by providing decent housing and a suitable living environment, and by expanding economic opportunities, principally for low and moderate income (LMI) persons. The strategies for these grants are as follows:
Infrastructure in LMI neighborhoods at least 51% must be LMI.
- Eligible activities: water, sewer, roads, storm drains, neighborhood centers, parks, sidewalks.
Rehabilitation/repair in LMI households.
- Eligible activities: code, safety and hardening.
CRA improvements in LMI CRA-wide at least 51% in the CRA.
- Eligible activities: sidewalks, parking, lighting, building code, sewer, water, flood and drainage.
Infrastructure needed for business expansion or new business – job creation is required.
- Eligible activities: water, sewer, rail, traffic, roads, gas, fiber.