National Flood Insurance Program
Martin County participates in the National Flood Insurance Program (NFIP), which enables residents to obtain flood insurance through the NFIP. Through the NIFP, the county adopts FEMA Flood Insurance Rate Maps (FIRMs), which determine the cost of flood insurance and set construction standards in various flood zones.
Martin County also participates in a voluntary program under the NFIP called the Community Rating System (CRS). Joining the CRS enables communities to earn insurance premium reductions for their residents for floodplain management activities that a community implements.
Martin County has improved its rating within the CRS to a class 6, which equates to a 20% discount on flood insurance premiums for structures located within the higher risk Special Flood Hazard Area.